The Mobile Revolution

I got an SMS this afternoon from my bank to inform me that they are not longer carrying through with phone banking opting for the Smart Phone revolution, forcing people to have to obtain a new phone with smart phone capabilities if they with to keep a mobile track of their finances. There is another option to have balances TXT to them but they have to remember to put in the correct codes, so not only do you have to remember you card number and password you have to remember a code word, I call BULLSHIT on this, its ridiculous to think that they are cutting out, and then give people less than a week to get yourself organised.